Working template: Online payment methods: choose options your store can support

Online payment methods: choose options your store can support

Editorial working template
https://www.ecommerce.spot/en/guides/online-payment-methods-selection
Reviewed: 2026-10-28

Record requirements, decisions and evidence for your own operation. This editorial planning tool does not replace a proposal for your business.

Project / owners / date:
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Choose online payment methods that suit your customers and can be supported by your merchant account, integration and order process. Confirm country and currency eligibility first, then compare the customer journey, payment timing, refunds and operational effort. A long list of payment logos does not establish that every option is usable in your store.

1. Eligibility matrix
Record merchant, customer market, currency and purchase type per method.
Your inputs / decision:
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Evidence / owner / unresolved issue:
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2. Customer purpose
State the observed need and expected benefit to review.
Your inputs / decision:
________________________________________
Evidence / owner / unresolved issue:
________________________________________

3. Release policy
Define pending handling, reservations and valid release outcome.
Your inputs / decision:
________________________________________
Evidence / owner / unresolved issue:
________________________________________

4. Operating comparison
Record refund, support, fee and reconciliation requirements.
Your inputs / decision:
________________________________________
Evidence / owner / unresolved issue:
________________________________________

5. Launch and review
Capture acceptance results, owners and review criteria.
Your inputs / decision:
________________________________________
Evidence / owner / unresolved issue:
________________________________________

Acceptance checklist
[ ] Eligibility is confirmed for the actual account and purchase flow.
[ ] Customer journeys are tested on relevant devices.
[ ] Pending, success and failure have explicit order rules.
[ ] Reservation expiry and late confirmation have owners.
[ ] Refunds, support and quoted costs are included.
[ ] Usage review distinguishes attempts, payments and orders.

Article references
Stripe: Payment method support: https://docs.stripe.com/payments/payment-methods/payment-method-support