Authorize.net

We help make it easy to get paid.

Overview

We help make it easy to get paid.

Authorize.net provides payment processing and management services to help businesses accept credit card and eCheck payments online, in retail, and via mobile devices.

Expert review

Strengths

Authorize.net is a well-established payment processing provider offering a comprehensive suite of services that support online, retail, and mobile transactions. Their platform includes diverse payment options such as credit cards, eChecks (ACH), digital invoicing, and virtual terminal capabilities, catering to a broad spectrum of business needs. Additionally, features like advanced fraud protection and account updater services enhance security and convenience for merchants.

Pros & cons

Pros

Authorize.net provides a comprehensive range of payment processing solutions including online, retail, and mobile payment acceptance, catering to diverse business needs.
The platform supports multiple payment methods such as credit cards, electronic checks (eChecks/ACH), and digital invoicing, allowing businesses to optimize their transaction costs.
Features like Virtual Terminal and mobile POS enable businesses to securely process payments manually or in person, improving flexibility in customer interactions.
Advanced Fraud Protection with customizable rules-based filters enhances security tailored to specific business models.
The Account Updater feature ensures payment continuity by keeping card information current and reducing declined transactions.

Cons

Pricing details and fee structures are not explicitly provided in the public content, making cost transparency limited without direct inquiry.
The range of services might be complex for small businesses without dedicated technical support to fully leverage integrations and advanced features.

Pricing signals

While specific pricing is not disclosed, the availability of eCheck payments as a lower-cost transaction method suggests Authorize.net offers competitive options for cost-conscious businesses. Pricing is likely tiered based on service scope and transaction volume.

Trust indicators

Leader in payment processing industry
Supports multiple payment channels
Advanced fraud protection tools
Customizable payment management

FAQ

What payment methods does Authorize.net support?

Authorize.net supports credit card payments, electronic checks (eChecks/ACH), mobile payments, and digital invoicing, accommodating online, in-person, and mobile sales channels.

Can businesses process payments manually or over the phone?

Yes, Authorize.net provides a Virtual Terminal that allows businesses to accept manual orders quickly and securely, including phone payments.

How does Authorize.net help prevent payment fraud?

The platform offers Advanced Fraud Protection with customizable, rules-based filters tailored to the business's model to help reduce fraudulent transactions.

Is there support for recurring payments or subscription billing?

Based on the existing tags such as Recurring Payments, Authorize.net supports recurring billing capabilities, though specifics are not detailed in the provided content.

What devices can be used for in-person payments?

Authorize.net supports mobile point of sale via customer mobile devices and card readers connected to a computer through the Virtual Point of Sale feature.

Services